Your Path to Homeownership
Homeownership can provide long-term housing stability and an opportunity to build financial security. However, preparing to purchase a home involves many steps—from understanding your finances and credit to finding affordable financing and completing the purchase.
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ORMMS helps community members navigate these steps, understand available resources, and connect with qualified homeownership professionals and programs.
How We Can Help
Homebuyer Education
Connect with first-time homebuyer classes and educational resources that explain the homebuying process.
Financial Readiness
Find resources for budgeting, savings, credit education, and financial preparation for homeownership.
Homeownership Counseling
Connect with qualified housing counselors for individualized homeownership guidance.
Down Payment Assistance
Learn about available down-payment and closing-cost assistance programs and their eligibility requirements.
Resources & Referrals
Connect with trusted community organizations and programs offering homeownership-related services.
Where Are You in Your Homeownership Journey?
The Homebuying Journey
1. Get Prepared
Learn about budgeting, savings, credit, household goals, and other factors that can help you prepare financially for homeownership.
2. Learn the Process
Connect with homebuyer education to learn about mortgages, financing, inspections, closing costs, and other important steps involved in purchasing a home.
3. Connect with a Counselor
Work with a qualified homeownership counselor who can help you understand your financial situation, options, and next steps.
4. Explore Available Assistance
Learn about mortgage options, down payment assistance, closing-cost assistance, and other programs for which you may qualify.
5. Move Toward Homeownership
When you're ready, work with qualified housing, lending, and real estate professionals to continue your homebuying journey.
Multilingual & Culturally Responsive Navigation
Language and unfamiliar systems can make the homebuying process difficult to understand.
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ORMMS provides culturally responsive and multilingual navigation to help community members understand available resources, communicate with service providers, and connect with appropriate homeownership programs and organizations.
Down Payment Assistance Resources
Help with the Upfront Costs of Buying a Home
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Saving for a down payment and closing costs can be one of the biggest challenges for prospective homebuyers.
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Depending on eligibility and available funding, homebuyers may qualify for programs that help with down payments, closing costs, or other eligible homebuying expenses.
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ORMMS can help you identify available resources and connect you with organizations that administer these programs.
Trusted Homeownership Resources & Partners
Connecting You with Trusted Support
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ORMMS connects community members with trusted organizations that provide homeownership-related services and resources.​​
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Depending on your needs, we can help connect you with resources for:
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Homebuyer education
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Homeownership counseling
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Financial education and coaching
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Credit and budgeting education
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Down payment and closing-cost assistance
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Mortgage and financing information
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First-time homebuyer programs
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Frequently asked questions
Client & Partner Referrals
Refer Someone for Homeownership Resources
ORMMS welcomes referrals from community organizations, case managers, healthcare providers, schools, housing providers, and other community partners.
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If you are working with an individual or family interested in exploring homeownership, ORMMS can help connect them with appropriate education, counseling, financial readiness resources, and available assistance programs.
ORMMS's Role
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ORMMS provides resource navigation, multilingual assistance, and referrals to help community members understand their options and connect with appropriate homeownership service providers.
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ORMMS does not provide mortgage loans, real estate services, or direct homebuyer financing.
Ready to Explore Homeownership?
Whether you're just beginning to think about buying a home or already preparing for a future purchase, ORMMS can help you understand available resources and connect with trusted organizations that can support your journey.